1
Answer three questions
Plain-English questions about what your business actually does. No jargon, no account needed.
Check if your real estate business needs to enrol with AUSTRAC
Answer three questions before you open AUSTRAC Online. If you need to enrol, KirriVault shows what to gather next.
Independent from AUSTRACNo account requiredNo email required for resultAnswers stay in your browserKirriVault prepares you, it does not submit to AUSTRAC
Built for Australian real estate businesses affected by the 1 July 2026 AML/CTF changes
Sales agenciesBuyer's agentsProperty developers selling their own stockProperty managers checking scopeOffice managers preparing the form
How it works
Three steps to your likely enrolment answer
New AUSTRAC rules have applied since 1 July 2026. Most established agencies must enrol by 29 July 2026 — newer businesses have 28 days from their first designated service.
Based on AUSTRAC's published guidance, last verified 11 July 2026.2
Get your answer
See whether your answers mean you need to enrol with AUSTRAC, based on their published guidance.
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Prepare your information
If your answers mean you need to enrol, KirriVault shows key information AUSTRAC says to have ready before you open AUSTRAC Online.
Key features
What the free tools cover
Eligibility checker
Answer three plain-English questions to get a plain-English result based on your answers.
Enrolment helper
Step-by-step guidance on preparing your AUSTRAC enrolment pack correctly the first time.
Deadline alerts
Optional update alerts for the 28-day enrolment window and changes to AUSTRAC guidance.
Privacy-first
Your answers never leave your browser. The only thing we can store is your email — and only if you ask for alerts.
What comes after enrolment
Enrolment is step one. Your AML/CTF program is step two.
Reporting entities also need an AML/CTF program — AUSTRAC expects one to be in place before you provide designated services. AUSTRAC publishes a free starter kit to build one, and that's the right place to begin today.
AUSTRAC's real estate starter kit →Designed for clarity and confidence
The interface keeps technical jargon out of the way, so your next step is clear before you open AUSTRAC Online.
Ready Pack
Your AUSTRAC Online preparation list
Business identity and ABN
People who own, control or manage the business
Designated real estate services
AUSTRAC Online account and contact
Your checker answers stay in your browserOpen AUSTRAC Online when ready
After you enrol
The program builder is in development for the next obligation.
Support
Frequently asked questions
Is KirriVault affiliated with AUSTRAC?
No. KirriVault is independent and is not affiliated with, endorsed by, or operated by AUSTRAC or the Australian Government. We base the tool on AUSTRAC's published guidance.
Do I enrol or register with AUSTRAC?
Real estate businesses enrol. Registration is a separate process for remittance and virtual asset providers — most agencies never touch it. KirriVault's free tools prepare you for enrolment.
Does KirriVault submit anything to AUSTRAC?
KirriVault prepares you to complete AUSTRAC's enrolment form. Nothing is submitted to AUSTRAC from here - you'll enrol on AUSTRAC Online, with every answer ready.
Does property management require enrolment?
Property management and leasing alone are not currently designated services under the real estate rules. The moment you list or sell a property, or act for a buyer, the 28-day enrolment clock can start.
Should I still use the official AUSTRAC website?
Yes. KirriVault helps you prepare before you use AUSTRAC Online. If your situation is unusual or you are unsure, use AUSTRAC's official checker or contact AUSTRAC.
Is this legal advice?
KirriVault provides general information to help you understand Australia's AML/CTF requirements. It isn't legal advice, and it isn't a substitute for advice about your specific circumstances. If you're unsure, speak to a qualified professional or contact AUSTRAC.
How does KirriVault handle my data?
Checker answers stay in your browser and are not sent to our server. Optional email alerts store only your first name, email and broad segment through Resend.
Do I need an AML/CTF program too?
Enrolment alone is not compliance. From 1 July 2026, a reporting entity must have an AML/CTF program in place before brokering real estate. KirriVault's program builder is in development — you can ask to be notified when it's ready.
The new rules are live. Check now.
Most established agencies must enrol by 29 July 2026. Newer businesses have 28 days from their first designated service.